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Mortgage Loan - To get you started in the process of buying a home, here is a link to a lender to get that process started.
Mortgage process and steps in the home loan process:
A study by GoBankingRates looked at the cost of renting vs. owning a home at the state level and concluded that in 39 states, it is actually ‘a little’ or ‘a lot’ cheaper to own (represented by the two shades of blue in the map below).
One of the main reasons owning a home has remained significantly cheaper than renting is the fact that interest rates have remained at or near historic lows. Freddie Mac reports that the current interest rate on a 30-year fixed rate mortgage is 3.91%.
Nationally, rates would have to reach 9.1%, a 128% increase over today’s average of 4.0%, for renting to be cheaper than buying. Rates haven’t been that high since January of 1995, according to Freddie Mac.
At this time in 2019, it's too difficult to transfer funds from China so more Asian buyers are requiring home mortgages / loans. Here is a Mandarin speaking lender that can accommodate an Asian buyer. A foreign loan will require a bit more time and will need at least a 45 day escrow.